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From heavy rain to high water, we've got you covered with flood insurance

Protect your home, savings, and peace of mind from the damage your homeowners policy doesn't cover.

 
 
Home and backyard

 

Flood insurance explained

Although flood insurance isn't legally required in some areas, its definitely an insurance policy you might want to consider.

Even the most comprehensive homeowners insurance policies don't cover flood insurance. If you don't have flood insurance then you have absolutely no coverage.

As an independent insurance broker, we shop multiple flood insurance programs, both private, and public so you can get the right insurance without having to overpay.

 

"Not in a flood zone" doesn't mean no flooding risk

Even if you're located in "non flood zone" doesn't mean you shouldn't have flood insurance.

0%
Homeowners in America that do not have flood insurance
$0
Average claim payment
0%
Losses that were uninsured, creating a large insurance gap

 

What's covered vs. what's not?

You may be wondering what exactly flood insurance covers. Flood insurance has limitations, exclusions, and certain optional coverages that can be reviewed with one of our brokers.

What's Covered?

  • Property damage (both structure and personal belongings)
  • Detached structures
  • Mold remediation

What's Not Covered?

  • Damage that happens within the 30 day waiting period
  • Damage that surpasses coverage limits
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Flood insurance questions?

Getting flood insurance can be confusing. Here are answers to some of the most common questions so you can feel more confident when getting flood insurance.





 

Get the protection home insurance doesn't cover

Most people don't think to get flood insurance until it's too late.

Coverage and peace of mind

Put your mind at ease by covering a major gap in home ownership with flood insurance.

Protection for your home

The coverage you get for the price you pay, it's totally worth considering flood insurance.

Right coverage right price

Flood insurance shouldn't be complicated—or overpriced. Our experts find the best coverage options for your home so you don't waste time or money.

 

Simplifying flood insurance … one blog at a time

Find the answers to all your insurance questions through the helpful resources in our free online Learning Center.

Blog 1

How to Buy Car Insurance (Step-by-Step)

New to car insurance? From picking an agent to selecting coverages, this guide walks you through each step so you can feel confident in your decision.

Find Out How  ➜
Blog 2

How Much Car Insurance Do I Really Need?

State minimums often aren't enough. Learn how your limits should change based on your driving history, assets, and comfort level with risk.

Learn More  ➜
Blog 3

Ways to Save on Your Auto Insurance

Discounts, deductibles, and smart coverage choices can all help reduce your bill without sacrificing the protection you need.

See How to Save  ➜

 

 

Coverage that keeps you above water

From heavy rain to backed-up bayous, we make sure a flood doesn't wash away your savings. Get a Quote, fill out the form, and one of our brokers will reach out.

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