How to Buy Car Insurance (Step-by-Step)
New to car insurance? From picking an agent to selecting coverages, this guide walks you through each step so you can feel confident in your decision.
Find Out How ➜
Car insurance explained
Car insurance isn't just a requirement — it's a crucial way to protect your finances, your future, and the people you love when the unexpected happens.
The right policy can help cover repairs to your vehicle, but more importantly, it helps pay for injuries, medical bills, and damages involving you, your passengers, and other drivers.
As an independent insurance broker, we shop multiple carriers and help you choose the best coverages for your needs so you can drive with total confidence knowing you're protected.
What's covered vs. what's not?
While you may think car insurance should cover everything, that's not necessarily the case. Car insurance has limitations, exclusions, and optional coverages that aren't automatically included.
What's Covered?
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Injuries to someone else for an accident you are at-fault for
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Medical bills and lost wages for you and your passengers
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Damage to someone else's car or property
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Coverage if you're involved in a hit-and-run
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Coverage if you are hit by someone that doesn't have insurance
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Damage to your vehicle (optional)
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Glass or windshield replacement (optional)
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Coverage if hit by someone with not enough insurance (optional)
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Roadside assistance (optional)
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Rental car (optional)
What's Not Covered?
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Damage from negligence or lack of maintenance
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Personal property stolen from your car
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Damages from using your vehicle for business
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Intentional bodily injury or property damage
Car insurance that works for real — not just fine print
Nobody gets excited about buying car insurance, but when something goes wrong, you want a policy that pays..
Coverage for your vehicle
From fender-benders to major accidents, we help make sure repairs to your car are handled quickly with the right coverage in place.
Protection for your family
Whether it's a new teen driver or a spouse on the policy, we'll help you tailor limits and options that keep everyone protected.
Coverage for damages and injuries
Accidents happen. The right liability and medical coverages can help protect you from an expensive lawsuit.
Simplifying car insurance … one blog at a time
Find the answers to all your insurance questions through the helpful resources in our free online Learning Center.
Car insurance - for real
Car insurance – straight to the point. Hit Get a Quote, fill out the form, and one of our brokers will reach out.
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